AKIBA COMMERCIAL BANK VACANCIES – JULY 2026
Akiba Commercial Bank is inviting qualified and experienced candidates to apply for the following positions:
POSITION 1: MANAGER – GROUP SCHEMES
Job Summary
Responsible for promoting sustainable financial solutions to individuals so as to foster economic development of the Nation.
Duties and Responsibilities
- Be accountable for the end-to-end process (acquisition and relationship management of Group Schemes).
- Work with branches to create a pipeline of potential companies for sales, constantly bringing in new names to the pipeline and signing up ready deals.
- Act as the contact and liaison point for the companies in the portfolio and arrange sales and marketing activities.
- Act as the point of escalation and resolution for issues from the sales teams in relation to portfolio companies.
- Ensure vetting of acquired companies is undertaken through Credit Risk to ensure only quality names are signed up.
- Communicate with the Branch Personal Banking Team and branches on product offerings and requirements for companies in the portfolio.
- Manage product and proposition briefs to assigned branches and the Branch Personal Banking Team.
- Achieve sales proposition and product range penetration in acquired companies.
- Ensure excellent business relationships and high customer satisfaction levels are maintained with all allocated relationships.
- Ensure seamless end-to-end customer service from origination to fulfilment in acquired companies.
Qualifications
- Degree in Business Administration or a related field.
- Minimum of 3 years' experience in a related field.
- Experience in Sales and Relationship Management.
- Strong selling, presentation, and negotiation skills.
- Good understanding of credit risk analysis and risk management processes.
- Leadership skills.
- Ability to formulate business strategy and communicate it across all levels of the organization.
- Service excellence.
- Excellent communication and interpersonal skills.
POSITION 2: SENIOR CREDIT ANALYST
Job Purpose
Conduct comprehensive credit assessments of loan applications by evaluating the financial, operational, and business risks associated with prospective and existing borrowers. Ensure all credit proposals comply with the Bank's Credit Policy, regulatory requirements, and prudent lending principles while supporting sound credit decision-making and maintaining the quality of the Bank's loan portfolio.
Key Responsibilities
- Conduct detailed financial analysis of individual and corporate borrowers, including ratio analysis, cash flow analysis, repayment capacity assessment, and financial projections.
- Analyse customers' business operations, industry trends, and market conditions to identify key credit risks and mitigating factors.
- Prepare comprehensive credit appraisal reports with clear recommendations for approval or decline based on the Bank's lending policies and risk appetite.
- Evaluate proposed collateral to ensure adequacy, enforceability, and compliance with the Bank's security requirements.
- Ensure all credit applications comply with internal Credit Policy, Bank of Tanzania regulations, AML/CFT requirements, and other applicable regulatory guidelines.
- Apply appropriate credit risk rating methodologies and recommend suitable loan structures, pricing, covenants, and risk mitigants.
- Monitor turnaround times to ensure prompt processing of credit applications while maintaining quality standards.
- Ensure timely application for regulatory approvals or waivers where required, including concentration limit exemptions.
- Prepare portfolio, management, and regulatory reports as required.
- Participate in periodic portfolio reviews and identify accounts requiring enhanced monitoring or remedial action.
- Support business units by providing technical guidance on credit structuring and policy interpretation.
Qualifications
- Bachelor's degree in Finance, Accounting, Banking, Economics, Business Administration, or a related discipline from a recognized university.
- Minimum of three (3) years' relevant banking experience, with at least two (2) years in credit analysis, credit risk management, credit underwriting, corporate lending, or relationship management involving credit assessment responsibilities.
- Strong financial analysis and credit assessment skills.
- Good commercial judgement and decision-making ability.
POSITION 3: RELATIONSHIP MANAGER – CHINESE DESK
Job Summary
The Relationship Manager – Chinese Desk is responsible for developing, managing, and growing relationships with Chinese corporate clients, investors, entrepreneurs, and businesses operating in Tanzania. The role serves as the primary contact for the Bank's Chinese-speaking customer segment by providing tailored banking solutions, exceptional customer service, and strategic financial advice while driving business growth, profitability, and portfolio quality.
Key Responsibilities
- Develop and implement strategies to grow the Chinese Desk portfolio.
- Acquire new Chinese corporate, SME, and high-net-worth clients.
- Identify opportunities for cross-selling the Bank's products and services.
- Build a sustainable pipeline of quality business opportunities.
- Conduct regular market intelligence on Chinese investments and businesses operating in Tanzania.
- Participate in business forums, trade exhibitions, and networking events targeting the Chinese business community.
- Serve as the primary relationship manager for Chinese Desk customers.
- Build and maintain long-term relationships with clients through regular engagement.
- Understand customers' business needs and provide appropriate financial solutions.
- Coordinate with internal stakeholders to ensure efficient service delivery.
- Resolve customer complaints promptly and professionally.
- Conduct periodic portfolio reviews and client visits.
- Maintain strong relationships with regulators and financial institutions.
- Ensure compliance with regulatory requirements and internal policies.
Qualifications
- Bachelor's Degree in Banking, Finance, Business Administration, Economics, Commerce, or a related field. A professional banking qualification will be an added advantage.
- Fluency in Mandarin Chinese and English (spoken and written) is highly desirable. Knowledge of Swahili is an added advantage.
- Minimum of 5 years' experience in Relationship Management, Corporate Banking, Business Banking, or Commercial Banking.
- Proven experience in credit analysis and portfolio management.
- Experience working with Chinese businesses or international clients is an added advantage.
How to Apply
Please submit your CV through the email address below not later than 31st July 2026.
Email: [email protected]
Contact Information
Toll Free: 000 750 336
Support Email: [email protected]
Website: www.acbbank.co.tz
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