Multiple Vacancies at NMB BANK Tanzania

 

NMB BANK PLC

JOB OPPORTUNITIES

NMB Bank Plc is inviting qualified and suitably experienced candidates to apply for the following employment opportunities.

NMB Bank Plc is an Equal Opportunity Employer. The Bank is committed to creating a diverse environment and achieving a gender-balanced workforce. Female candidates and people living with disabilities are strongly encouraged to apply.

1. CREDIT ANALYST

Number of Positions: 1
Job Location: Head Office
Job Opening Date: 18 August 2026
Job Closing Date: 01 September 2026

Job Purpose

To ensure timely and quality assessment of proposals for credit facilities, whether new or existing, based on sound credit and financial principles.

Main Responsibilities

• Deliver professional credit assessment services to business units by assessing and evaluating credit facility requests based on sound credit policies and financial principles while minimizing risk to the Bank.
• Provide specialist credit assessment to determine whether credit proposals meet required criteria and whether counterparty credit risk falls within acceptable parameters.
• Independently recommend appropriate credit proposals, including terms and conditions necessary to ring-fence the Bank's exposure.
• Review and evaluate information to gain a thorough understanding of business parameters that create profit or value and their associated risks.
• Defend professional judgement without negatively affecting business relationships.
• Utilize industry and market information to identify and understand contextual threats to existing and potential clients.
• Build effective working relationships with business counterparts to improve the quality of business proposals and turnaround time.
• Share joint credit responsibility for recommended business.
• Take or recommend remedial and appropriate actions for deteriorating exposures identified during the review process.
• Observe agreed service-level agreements without compromising the quality of credit proposals.

Knowledge and Skills

• Understanding of lending to industry sectors such as mining, tourism, agriculture and others, including their related regulations.
• Excellent understanding of credit and associated risks.
• Good interpersonal skills demonstrated in a Business or Credit environment.
• Knowledge of Bank credit products.
• Detailed knowledge of credit analysis techniques.
• Analytical and numerate skills.
• Communication and presentation skills.
• Negotiation skills.

Qualifications and Experience

• Bachelor's degree in Commerce, Economics, Finance, Business or related fields.
• Master's degree in Business Studies is an added advantage.
• Banking certification(s) is an added advantage.
• At least 3 years' proven experience in a Credit role within the banking sector.
• Previous banking experience in lending to MSE and SME customers will be an added advantage.

Apply: https://careers.nmbbank.co.tz/nmb_career/career.aspx

2. MANAGER FINANCE & CONTROL

Number of Positions: 1
Job Location: Head Office
Job Opening Date: 21 August 2026
Job Closing Date: 04 September 2026

Job Purpose

To ensure accurate recording and reporting of financial transactions, cost analysis, budgeting, budgetary control and efficiency and effectiveness in the payment process.

Main Responsibilities

• Manage accounting operations including charts of accounts, accounts payable, accounts receivable, cost analysis and month/year-end processes.
• Control financial resources to ensure all financial transactions, systems and procedures comply with local and international regulations, accounting principles and standards.
• Advise management on financial matters and the impact of local and international financial reporting standards.
• Work with Senior Managers on financial forecasting and stakeholder engagement to ensure accurate and timely delivery of the annual budget and Bank strategy.
• Review and monitor General Ledgers and Cost Centre budgets.
• Ensure monthly reports are shared with Cost Centre owners and arrange meetings to discuss variances and promote a cost-conscious culture.
• Ensure timely payment of invoices and staff claims according to agreed SLAs.
• Ensure financial records are safely maintained for easy reference and audit trails.
• Ensure timely resolution of queries and complaints according to agreed turnaround times, including P2P, GL access, refunds and reversals.
• Follow up closely on receivable accounts, including intercompany and government accounts, to clear outstanding items on time and avoid provisions for loss.
• Work closely with Finance Analysts and Senior Finance Analysts to ensure understanding and proper implementation of finance processes and procedures.
• Monitor the Finance Risk Register to ensure controls are effective and operational.
• Work with Senior Managers to ensure compliance with Finance processes, procedures and policies.
• Support leadership and management activities including training, performance management and staff coaching.

Knowledge and Skills

• Understanding of financial control and management and application of Bank products, policies and procedures.
• Financial management and financial accounting knowledge.
• Computer literacy, including MS Excel, PowerPoint, ERP-P2P, BI and Flexcube systems.
• Information monitoring.
• Decision-making.
• Communication.
• Customer focus.
• Facilitating change.
• Managing work.

Qualifications and Experience

• Bachelor's degree in Business Studies, Accountancy, Finance or related fields.
• Professional qualification in Accounting such as CPA, ACCA or equivalent is an added advantage.
• Master's degree in Business Studies is an added advantage.
• Postgraduate education in Banking and/or banking certification(s) is an added advantage.
• At least 4 years' experience in Financial Management and Accounting with proven leadership experience in medium to large organisations.

Apply: https://careers.nmbbank.co.tz/nmb_career/career.aspx

3. PRODUCT MANAGER ASSETS

Number of Positions: 1
Job Location: Head Office, HQ
Job Opening Date: 17 August 2026
Job Closing Date: 31 August 2026

Job Purpose

Responsible for asset product development, management and performance for Retail Banking.

Main Responsibilities

• Develop, implement and manage a compelling Retail Banking portfolio of asset products.
• Ensure proper communication of new products before public launch, including awareness and training for branches and key stakeholders.
• Ensure new products are approved and aligned with controls, regulations, customer-centric principles and fair pricing.
• Monitor, assess and report on the new products framework to ensure alignment with Bank projections, targets and budget.
• Analyse, manage and identify system faults affecting product performance.
• Ensure approved product changes and enhancements are implemented within agreed timelines.
• Monitor asset product quality to ensure it remains within the Bank's acceptable threshold.
• Play a key role in innovating Retail Banking asset products.
• Manage internal relationships with key stakeholders and business partners during introduction of new or existing products in accordance with the Bank's risk appetite and customer needs.
• Conduct regular competitor reviews of Retail Asset Product offerings on a quarterly, semi-annual or annual basis.
• Conduct profitability analysis to ensure product performance meets targets.
• Proactively identify product issues and resolve them in a timely manner.
• Manage product feature enhancements and revamps to meet customer needs and market competition.
• Provide analytical support during product launches, campaigns, business reviews and strategic projects.
• Ensure compliance with internal policies, regulatory requirements and data-governance standards in the management and dissemination of business information.

Knowledge and Skills

• Good knowledge of constructing reports, executive summaries and briefs.
• Strong understanding of the product life cycle.
• Business planning and project-management skills.
• Strong analytical and numerical skills.
• Credit knowledge.
• Strong written and oral communication skills.
• Standard computer skills.
• Good interpersonal and networking skills.
• Negotiation and report-writing skills.
• Presentation, coaching and training skills.

Qualifications and Experience

• Bachelor's degree in Business, Accountancy, Economics, Finance or another related field.
• Course or training in product development is an added advantage.
• 3 years' experience in the banking sector, specifically within Credit or Asset Products.

Apply: https://careers.nmbbank.co.tz/nmb_career/career.aspx

4. RELATIONSHIP MANAGER; PARASTATALS

Number of Positions: 1
Job Location: Head Office, HQ
Job Opening Date: 28 August 2026
Job Closing Date: 11 September 2026

Job Purpose

To manage and grow the Salaried Workers Loan (SWL) portfolio within parastatal institutions by acquiring new schemes, deepening penetration in existing schemes and ensuring portfolio quality.

The role also oversees, guides and works closely with Direct Sales Staff (DSS) to execute SWL sales campaigns, ensuring maximum penetration and compliance while delivering excellent customer and employer experience.

Main Responsibilities

• Identify, negotiate and onboard new parastatal schemes in line with the Bank's SWL growth agenda.
• Deepen penetration in existing parastatal schemes through regular engagement with Human Resources and Payroll officers.
• Conduct structured employer visits, presentations and financial literacy sessions to promote SWL awareness.
• Build and maintain strong relationships with parastatal decision-makers to ensure sustainable partnerships.
• Prepare and implement a scheme penetration plan with measurable milestones for each parastatal.
• Provide leadership, coaching and daily support to DSS to achieve SWL acquisition and disbursement targets.
• Monitor DSS productivity, including applications, disbursements and conversion rates, and take corrective action where required.
• Conduct joint field visits with DSS to employers to ensure product promotion and onboarding are effectively executed.
• Ensure DSS adhere to compliance standards, ethical sales practices and accurate documentation.
• Monitor the SWL loan portfolio across parastatal schemes, ensuring growth with quality and minimal NPLs.
• Follow up with employers on timely payroll deductions, reconciliations and arrears management.
• Identify and escalate risks related to scheme performance and take proactive measures to prevent defaults.
• Prepare accurate daily, weekly and monthly reports covering parastatal performance and DSS output.
• Conduct competitor analysis, capture customer and employer feedback and recommend improvements to products, processes and market positioning.

Knowledge and Skills

• Microsoft applications including Excel, Vision, Word and Publisher.
• Coaching skills.
• Customer focus.
• Excellent communication and listening skills.
• Confidence and presentation skills.
• Understanding and interest in financial/banking products and markets.
• Ability to explain and handle complex information clearly and simply.
• Good sales and negotiation skills.

Qualifications and Experience

• Bachelor's degree in Business-related studies.
• Minimum 4 years' banking experience in Relationship Management and/or Loan Portfolio Management.
• Proven track record in driving lending penetration and portfolio growth is desired.

Apply: https://careers.nmbbank.co.tz/nmb_career/career.aspx

5. SENIOR FINANCE ANALYST

Number of Positions: 1
Job Location: Head Office
Job Opening Date: 21 August 2026
Job Closing Date: 04 September 2026

Job Purpose

Responsible for day-to-day financial activities of the organisation, ensuring accurate recording and reporting of the Bank's transactions, proper budget control and monitoring of efficiency and effectiveness in the payment process.

Main Responsibilities

• Control financial resources and ensure all financial transactions, systems and procedures comply with regulations, accounting principles and standards.
• Undertake financial analysis and reporting, taxation, insurance, credit control, accounts payable and receivable, inventory and cost control.
• Advise management on financial matters and the impact of laws and regulations on the organisation.
• Work with Finance Analysts and Managers to develop budgets, understand financial reports and manage day-to-day review of General Ledgers (GLs).
• Review and monitor Cost Centre budgets.
• Ensure monthly reports are shared with Cost Centre owners.
• Arrange meetings with Cost Centre owners to discuss variances and promote a cost-conscious culture.
• Ensure timely payment of vendors' invoices and staff claims according to agreed turnaround times.
• Ensure records are safely maintained for easy reference and audit trails.
• Ensure timely resolution of stakeholder queries and complaints according to agreed turnaround times.
• Manage GL access requests and requests for refunds and reversals.
• Follow up closely on receivable accounts, including intercompany and government accounts, to clear outstanding items from Suspense GLs and avoid provisions for loss.
• Work closely with Finance Analysts to ensure they understand finance processes and procedures and deliver according to departmental objectives.
• Work closely with Managers in monitoring the Finance Risk Register to ensure controls are effective.
• Work closely with Managers to ensure compliance with Finance processes, procedures and policies.

Knowledge and Skills

• Understanding of financial control and management.
• Financial management and financial accounting.
• Computer literacy, including MS Excel, PowerPoint, ERP, BI and Flexcube systems.
• Information monitoring.
• Decision-making.
• Communication.
• Customer focus.
• Facilitating change.
• Managing work.

Qualifications and Experience

• Bachelor's degree in Business Studies, Accountancy, Finance or related fields.
• Professional qualification in Accounting such as CPA, ACCA or equivalent is an added advantage.
• Master's degree in Business Studies is an added advantage.
• Banking certification(s) is an added advantage.
• At least 3 years' experience in Finance and Accounting.

Apply: https://careers.nmbbank.co.tz/nmb_career/career.aspx

6. SENIOR SPECIALIST; OPERATIONAL RISK MIS & DATA ANALYTICS

Number of Positions: 1
Job Location: Head Office, HQ
Job Opening Date: 26 August 2026
Job Closing Date: 09 September 2026

Job Purpose

To support the implementation and execution of the Operational Risk Management Framework across the Bank by identifying, assessing, monitoring and reporting operational risks.

Risk Assessment, Analysis & Reporting

• Support business units in the creation, maintenance and enhancement of Risk Registers.
• Facilitate identification, setup and calibration of Key Risk Indicators (KRIs).
• Analyse and validate reported KRI results.
• Ensure identified control improvements are reflected in business Risk Registers.
• Analyse, reconcile and validate operational loss data.
• Monitor progress and validate closure of remedial action plans to prevent recurrence.
• Coordinate and track remedial actions arising from RCSAs, risk events, KRIs and other reviews.
• Ensure timely updates, validation of closure and escalation where necessary.
• Support implementation of the Operational Risk Management Framework, policies and initiatives.
• Maintain strong communication with the Head of Operational Risk and escalate significant risk issues promptly.
• Ensure compliance with the risk management framework in identifying, assessing, controlling, monitoring and reporting operational risks.
• Support identification and assessment of sustainability risks, including climate-related financial risks.
• Contribute to integration of ESG risk factors into operational risk assessments, Risk Registers and RCSAs.
• Monitor and analyse climate-related operational loss events and escalate systemic issues.
• Contribute to mitigation strategies.

Management Information, Data & Analytics

• Aggregate, analyse and interpret operational risk data including RCSA outcomes, KRIs, risk events, issues and loss data.
• Develop and maintain dashboards and automated Management Information (MI) reports for key stakeholders, including risk governance forums at Management and Board level.
• Perform trend and root-cause analysis to uncover underlying systemic risk issues and provide actionable insights.
• Provide input into risk appetite monitoring by tracking key metrics and breaches.
• Track and report ESG-related operational risk indicators, including climate events, environmental compliance breaches and reputational risks.
• Contribute to development of dashboards or reports related to climate-risk exposure and sustainability metrics for risk committees and regulators.

Advisory & Guidance

• Advise and guide business units on operational risk-management best practices, including risk identification, assessment and mitigation techniques.
• Collaborate with business units to develop effective risk mitigation plans aligned with the Bank's overall risk-management strategy.
• Provide subject-matter expertise and practical support to ensure adherence to operational risk policies, procedures and regulatory expectations.
• Conduct awareness and training sessions to embed a strong risk culture throughout the organisation.
• Assist in aligning internal practices with regulatory expectations and best practices in ESG and climate-risk governance, including BoT Guidelines, NBAA Guidelines, ISSB and TCFD.
• Collaborate with ESG, Sustainability or Risk Policy teams to strengthen the Bank's climate resilience and sustainable risk culture.

Knowledge and Skills

• In-depth understanding of operational risk principles, practices and frameworks.
• Good knowledge of end-to-end banking processes, products and services, including inherent operational risks.
• Proficiency in risk assessment tools and techniques.
• Knowledge of extracting, cleaning, analysing and interpreting operational risk data to generate risk insights and trends.
• Familiarity with regulatory expectations regarding operational risk management.
• Working knowledge of risk systems and tools.
• Understanding of internal control design, testing and monitoring principles and their relationship to operational risk.
• Strong analytical and problem-solving skills.
• Ability to interpret complex data and present it clearly and concisely.
• Proficiency in Excel, Power BI or other data-visualisation tools.
• Knowledge of SQL, Python or other data-analysis tools is an advantage.
• Excellent report-writing, presentation and communication skills.
• High level of attention to detail and commitment to accuracy.
• Ability to work collaboratively and influence cross-functional teams.
• Strong organisational skills with the ability to manage multiple priorities.

Qualifications and Experience

• Bachelor's degree in Risk Management, Data Science, Actuarial Science, Statistics, Finance, Accounting, Economics, Information Systems or a related discipline.
• Master's degree in Business Studies is an added advantage.
• Risk certification(s) is an added advantage.
• At least 4 years' relevant experience in operational risk, internal audit, enterprise risk management or risk data analysis within the banking or financial-services sector.
• Solid understanding of operational risk frameworks, ESG, RCSAs, KRIs, loss-event reporting, governance and assurance reviews.
• Proven experience in data analytics, risk reporting and use of risk-management systems/tools.
• Experience preparing reports and dashboards for senior management and governance committees.
• Familiarity with regulatory requirements and risk-management standards such as Basel II/III.

Apply: https://careers.nmbbank.co.tz/nmb_career/career.aspx

GENERAL APPLICATION INFORMATION

NMB Bank Plc does not charge any fee in connection with the application or recruitment process. If you receive any solicitation for payment of a fee, disregard it.

Only shortlisted candidates will be contacted.

Official NMB Bank Careers Page:
https://careers.nmbbank.co.tz/nmb_career/career.aspx