EQUITY BANK TANZANIA LIMITED
CAREER OPPORTUNITIES
Equity Bank Tanzania Limited is inviting qualified and experienced candidates to apply for the following career opportunities.
Official Careers Page:
https://equitygroupholdings.com/tz/careers
1. MANAGER – IFRS 9, PORTFOLIO ANALYTICS & REPORTING
Department: Credit
Function Level: Manager
Reports to: Head of Credit Portfolio Management
Deadline: 04 September 2026
Job Purpose
The Manager – IFRS 9, Portfolio Analytics & Reporting is responsible for providing high-quality credit portfolio analytics, IFRS 9/ECL oversight, management information and forward-looking portfolio insights to support informed credit and business decisions at Equity Bank Tanzania.
Main Duties and Responsibilities
- Coordinate the Bank's credit portfolio analytics and reporting activities.
- Manage IFRS 9 Expected Credit Loss (ECL).
- Monitor ECL movements by product, segment, branch, sector, customer type, risk grade, vintage and stage.
- Analyse significant increases in credit risk (SICR).
- Analyse key ECL drivers including Probability of Default (PD), Loss Given Default (LGD), Exposure at Default (EAD), discounting, forward-looking economic scenarios and macroeconomic assumptions.
- Provide portfolio-level analysis supporting Finance and Risk in ECL calculation and reporting.
- Identify unusual or unexpected movements in ECL and provide explanations to management.
- Support periodic IFRS 9 model performance reviews and validation exercises.
- Ensure portfolio data is accurate, complete and reconciled.
- Track cures and movement among loan stages back to performing status where applicable.
- Recommend early intervention where stage migration indicates emerging portfolio risk.
- Establish a robust vintage-analysis framework to monitor the quality of newly originated loans.
- Convert complex data into concise management insights.
- Identify emerging concentration risks and provide recommendations.
- Analyse whether portfolio returns adequately compensate for credit risk.
- Establish strong controls over credit portfolio data.
- Reconcile credit portfolio data between source systems and management reports.
- Ensure accurate classification of exposures.
- Ensure consistency of data definitions across Credit, Risk and Finance.
- Establish appropriate controls over data extraction and reporting.
- Support internal and external audits relating to IFRS 9 ECL, credit portfolio reporting and data integrity.
- Provide accurate portfolio analytics and data required for regulatory reporting and supervisory reviews.
- Develop analytical indicators that identify emerging deterioration before accounts become NPLs.
- Support monthly and quarterly portfolio review meetings.
- Monitor guarantee-scheme reporting accuracy.
Qualifications
- University degree in Economics, Business Administration, Finance or a related field.
Skills & Knowledge
- Strong interpersonal, communication, leadership and relationship-building skills.
- Effective English communication skills, both written and spoken.
- Excellent Microsoft Office proficiency.
- Networking and market-intelligence skills.
- Experience working with C-suite professionals/teams.
- Knowledge of IFRS 9 reporting.
- Portfolio analytics and monitoring knowledge.
Experience
Minimum 4–6 years' experience in Credit Administration and IFRS 9, Portfolio Analytics & Reporting.
Application
Submit your cover letter, detailed CV, relevant certificates and testimonials in one PDF file, quoting the job title/reference in the subject field.
Email: [email protected]
Deadline: 04 September 2026
Apply/View Vacancy: https://equitygroupholdings.com/tz/careers
2. MANAGER – CREDIT GOVERNANCE
Department: Credit
Function Level: Manager
Reports to: Head of Credit Underwriting
Deadline: 04 September 2026
Job Purpose
The Manager – Credit Governance is responsible for establishing and maintaining a strong credit governance, policy, control and oversight framework across Equity Bank Tanzania's credit lifecycle.
Main Duties and Responsibilities
- Maintain and continuously strengthen the Bank's credit governance framework.
- Ensure clear governance throughout the credit lifecycle, including origination, appraisal, approval, documentation, disbursement, monitoring, remedial management and recovery.
- Ensure appropriate segregation of duties between Business, Credit, Risk, Operations and Recovery functions.
- Monitor adherence to approved credit governance standards.
- Identify governance weaknesses and recommend corrective actions.
- Maintain a centralized register of key credit governance requirements.
- Ensure credit governance practices remain aligned with strategic objectives and risk appetite.
- Coordinate periodic reviews of credit manuals, product programmes and lending guidelines.
- Ensure approved policy changes are properly communicated to stakeholders.
- Monitor compliance with the Delegated Credit Authority Matrix.
- Review and track credit approval exceptions and authority breaches.
- Monitor material breaches including unauthorized approvals, approval splitting, circumvention of delegated authority, unauthorized condition waivers, post-approval amendments and unapproved limit excesses.
- Coordinate credit governance forums.
- Coordinate agendas for relevant credit committees.
- Ensure credit papers are submitted within agreed timelines.
- Maintain accurate minutes and decision records.
- Establish and maintain a framework for managing credit exceptions.
- Conduct periodic governance reviews of credit files and processes.
- Test compliance with approved credit terms and conditions.
- Review whether actual facilities reflect approved terms.
- Track repeat audit findings and ensure sustainable corrective action.
- Monitor closure of audit issues.
- Ensure regulatory examination findings are addressed.
- Review the end-to-end credit process to identify inefficiencies and control gaps.
- Recommend process improvements that enhance risk control and customer experience.
- Work with Credit Operations, Technology and Business teams to automate manual controls.
- Support development of a strong credit-risk culture.
- Establish a structured process for converting credit experience into improved underwriting standards.
- Maintain a centralized tracker for material credit governance decisions and actions.
- Develop regular Credit Governance reports for senior management.
Qualifications
- University degree in Economics, Business Administration, Finance or a related field.
Skills & Knowledge
- Strong interpersonal, communication and relationship-building skills.
- Effective English communication skills.
- Excellent Microsoft Office proficiency.
- Networking and market-intelligence skills.
- Experience working with C-suite professionals/teams.
Experience
Minimum 4–6 years' experience in Credit Administration and Governance.
Application
Email: [email protected]
Deadline: 04 September 2026
Apply/View Vacancy: https://equitygroupholdings.com/tz/careers
3. MANAGER – PROGRAM LENDING
Department: Credit
Function Level: Manager
Reports to: Head of Credit Underwriting
Deadline: 04 September 2026
Job Purpose
The Manager – Program Lending is responsible for the design, underwriting, implementation and ongoing management of structured lending programmes that enable Equity Bank Tanzania to scale lending efficiently while maintaining appropriate credit quality and risk controls.
Main Duties and Responsibilities
- Develop and implement the Bank's Program Lending framework.
- Identify scalable lending opportunities that can be delivered through standardized credit programmes.
- Translate market opportunities into structured lending propositions with clearly defined credit parameters.
- Develop programmes targeting MSMEs, retail customers, agriculture and agribusiness, value-chain businesses, salaried customers, women and youth enterprises, supply-chain businesses, strategic partnerships and digital lending segments.
- Assess commercial viability and credit risk of proposed programmes.
- Prepare programme proposals for approval by appropriate credit and management committees.
- Maintain underwriting discipline while supporting efficient turnaround times.
- Ensure programme lending does not compromise the Bank's overall credit standards.
- Monitor actual portfolio performance against model expectations.
- Recommend adjustments based on portfolio performance.
- Ensure each lending programme has clearly defined risk controls.
- Provide regular programme-performance reports.
- Recommend tightening or relaxation of programme parameters based on actual performance.
- Recommend pricing adjustments where programme performance does not support expected returns.
- Ensure each programme has a comprehensive operating manual.
- Support development of automated and digital lending solutions.
- Work closely with Business teams to ensure programme-lending propositions are commercially viable and operationally practical.
Qualifications
- University degree in Economics, Business Administration, Finance or a related field.
Skills & Knowledge
- Credit analysis.
- Strong interpersonal, communication, leadership and relationship-building skills.
- Effective English communication skills.
- Excellent Microsoft Office proficiency.
- Networking and market-intelligence skills.
- Experience working with C-suite professionals/teams.
Experience
Minimum 4–6 years' experience in Credit Analysis.
Application
Email: [email protected]
Deadline: 04 September 2026
Apply/View Vacancy: https://equitygroupholdings.com/tz/careers
4. STRATEGY EXECUTION, GOVERNANCE & PORTFOLIO VISIBILITY MANAGER
Department: Business Excellence
Function Level: Manager
Reports to: Head of Business Excellence
Deadline: 01 September 2026
Job Purpose
The Strategy Execution Coordinator provides Equity Bank Tanzania with enterprise-wide visibility over strategic initiatives, transformation programmes and executive directives by translating strategy into structured, governed, trackable and measurable execution.
Main Duties and Responsibilities
- Serve as central coordination lead for enterprise transformation initiatives.
- Translate strategic priorities into executable enterprise initiatives.
- Assign owners, milestones, deliverables and measurable targets.
- Own formal registration and scoping of initiatives.
- Maintain consolidated enterprise initiative portfolio visibility.
- Ensure strategic objectives and delivery plans remain aligned.
- Support prioritisation and sequencing of initiatives.
- Align initiative delivery with the institutional Balanced Scorecard.
- Produce Board, EXCO, ManCo, SteerCo and Board-adjacent reports.
- Maintain Red/Amber/Green (RAG) status reporting.
- Coordinate and quality-assure committee packs.
- Prepare Strategic Execution Health Reports.
- Maintain Board, Managing Director and EXCO Directive Execution Logs.
- Maintain decision registers.
- Maintain issue, risk and dependency logs.
- Escalate material governance and delivery risks.
- Establish and maintain delivery-governance routines.
- Own formal change-control processes.
- Map cross-initiative dependencies.
- Identify resource and capacity conflicts.
- Own formal close-out of completed initiatives.
- Maintain stakeholder maps and influence tracking.
- Operate execution governance platforms such as Monday.com or equivalent.
- Apply enterprise-first thinking, single-point accountability, fact-based intervention and consequence culture.
Education
- Bachelor's degree in Business Administration, Finance, Economics, Public Administration, Strategy, Engineering, Project Management or Management Science.
- MBA, MSc in Strategy or equivalent postgraduate qualification is strongly preferred.
Professional Qualifications
- PMP, PRINCE2 Practitioner or MSP is an advantage.
- Portfolio/programme governance credentials such as MoP or P3O are an advantage.
- Demonstrable proficiency in Monday.com, Asana or equivalent programme-management platforms is required.
- Power BI proficiency is a strong advantage.
Experience
Minimum 7 years' experience, with at least 4 years in governance, PMO, strategy execution, transformation governance or management consulting within a bank, financial institution or large regulated organisation.
Experience with EXCO-level stakeholders and large-scale transformation programmes is required.
Application
Email: [email protected]
Deadline: 01 September 2026
Apply/View Vacancy: https://equitygroupholdings.com/tz/careers
5. ENTERPRISE CHANGE & ADOPTION MANAGER
Department: Business Excellence
Function Level: Manager
Reports to: Head of Business Excellence
Deadline: 01 September 2026
Job Purpose
The role leads the people side of transformation and excellence across Equity Bank Tanzania, ensuring that change is adopted, embedded and sustained.
Main Duties and Responsibilities
Change Management Framework & Strategy
- Lead implementation and continuous improvement of the enterprise change-management methodology.
- Develop change-management strategies and plans.
- Conduct change-impact assessments.
- Conduct organisational-readiness assessments.
- Support change portfolio governance and prioritisation.
Stakeholder Engagement & Leadership Alignment
- Design stakeholder-engagement strategies.
- Coach executive sponsors and programme leaders.
- Facilitate leadership alignment.
- Establish and coordinate change-champion networks.
Communication Governance
- Develop transformation communication strategies.
- Ensure change communications are clear, timely and consistent.
- Develop key messages, FAQs and leadership talking points.
- Monitor communication effectiveness.
- Design communication sequencing for frontline staff.
Adoption, Capability Building & Training
- Monitor behavioural adoption and utilisation.
- Coordinate training and capability-building initiatives.
- Identify capability gaps.
- Facilitate knowledge transfer.
- Define and monitor adoption metrics.
- Design behavioural-reinforcement mechanisms.
Transformation & Organisational Effectiveness
- Support culture transformation.
- Conduct culture assessments and organisational diagnostics.
- Strengthen employee engagement and organisational effectiveness.
- Support leadership accountability.
Change Risk & Benefits Realisation
- Identify and mitigate people-related change risks.
- Develop resistance-management strategies.
- Track people-related benefits and adoption outcomes.
- Conduct post-implementation adoption reviews.
Analytics & Reporting
- Develop change dashboards and scorecards.
- Report on readiness, adoption, engagement and communication effectiveness.
- Analyse change-related data.
- Support Steering Committees and transformation reviews.
Education
- Bachelor's degree in Organisational Psychology, Organisational Development, Human Resources, Business Administration, Communications or Behavioural Science.
- Postgraduate qualification in Organisational Development, Change Management or MBA with OD concentration is strongly preferred.
Professional Qualifications
- Prosci ADKAR certification or Certified Change Management Professional is the baseline.
- Demonstrable knowledge/application of Kotter, LaMarsh or equivalent methodology.
- CIPD or equivalent is useful.
- Facilitation certification is an advantage.
Experience
Minimum 8 years' experience in enterprise/change management, organisational development, culture transformation or leadership coaching, including at least 5 years supporting major cross-functional programmes.
Experience delivering change in a frontline service environment such as branch banking or retail is required.
Application
Email: [email protected]
Deadline: 01 September 2026
Apply/View Vacancy: https://equitygroupholdings.com/tz/careers
6. DIGITAL MARKETING MANAGER, SALES, PERFORMANCE & ANALYTICS
Function Level: Manager
Reports to: Head, Brand & Product Marketing
Deadline: 09 September 2026
Job Purpose
Responsible for leading the development and execution of digital marketing strategies that drive business growth through performance marketing, digital sales conversion and data-driven decision-making.
Main Duties and Responsibilities
- Develop and implement an integrated digital marketing strategy aligned with business objectives and sales targets.
- Translate marketing and product plans into digital conversion journeys.
- Manage paid media strategies including search, display, social, programmatic and affiliate.
- Execute and optimise lead-generation and digital-sales campaigns.
- Monitor conversion funnels and identify drop-off points.
- Implement improvements to drive customer activation.
- Work with Product, Sales, Branches and Commercial teams.
- Oversee SEO, SEM and competitor monitoring.
- Collaborate with digital content and creative teams.
- Lead agency relationships.
- Evaluate tools for automation, analytics and reporting.
- Supervise Digital Performance Officers.
- Manage the marketing budget.
- Track expenses and cost effectiveness.
- Ensure marketing activities comply with applicable policies, laws and regulations.
- Work with creative-design resources to deliver attractive campaigns.
- Work on special projects when required.
Knowledge
- Strong understanding of digital marketing and performance analytics.
- Knowledge of media buying and campaign optimisation.
- Customer journey management.
- SEO and SEM knowledge.
- Understanding of social-media marketing trends.
- Familiarity with Google Analytics, Power BI and Meta Insights.
Skills
- Strategic planning and execution.
- Excellent analytical, presentation and reporting skills.
- Ability to lead cross-functional teams and agency relationships.
- Strong communication and stakeholder-management skills.
Qualifications
University degree or equivalent qualification in:
- Economics
- Business Administration
- Finance
- Marketing
- Statistics
- Research
Experience
4+ years' experience in digital performance marketing or digital sales, preferably from the banking sector.
Proven experience managing multi-channel digital campaigns with measurable commercial impact.
Application
Email: [email protected]
Deadline: 09 September 2026
Apply/View Vacancy: https://equitygroupholdings.com/tz/careers
7. CONTENT CREATOR AND CREATIVE DESIGNER
Function Level: Assistant Manager
Reports to: Digital Marketing Manager, Sales Performance & Analytics
Deadline: 09 September 2026
Job Purpose
The primary purpose of the Content Creator and Creative Designer is to create, edit and deliver high-quality visual content, specialising in video production and professional photography.
The role also designs engaging multimedia content that aligns with brand standards and supports strategic communication goals.
Main Duties and Responsibilities
- Design and produce interactive online content, including email templates, social-media content, promotional artwork and informative e-books.
- Champion content collection to provide customers with real-time social-media experiences.
- Prepare briefs for each project.
- Present design ideas to relevant stakeholders.
- Collaborate with the marketing team to ensure designs align with the brand image.
- Ensure designs meet usability and website standards.
- Maintain consistency in design and content across company platforms.
- Review product positioning and online marketing content.
- Identify opportunities for improvement.
- Provide advice on aesthetics for campaigns, projects and promotional events.
- Monitor new media, digital and social-media trends.
- Adapt emerging trends to fit the Equity brand.
- Provide design support to other business lines.
- Create product graphics, logos, identity designs and other offline graphics.
- Design customer-driven digital campaigns and promotions.
- Research design trends, best practices, technologies and applications.
- Review supplier materials to ensure compliance with brand guidelines.
- Manage social media on platforms including Meta and Google.
- Perform other duties assigned by the immediate supervisor.
Qualifications & Experience
- 2+ years' experience with graphic-design, audio and video-manipulation software.
- Certificate in Digital Media Design, Motion Graphics, Multimedia Design or related discipline.
- Portfolio of previous digital-design work.
- Ability to present design ideas and concepts clearly.
- Open-minded, flexible and a team player.
- Strong organisational and technical skills.
- Passion for content and ability to tell stories through visuals and sounds is an advantage.
- Proven experience in visual arts, digital design, graphic design, photography, videography or related fields.
- A university degree is not required. Candidates who can demonstrate the required skills, experience and competence are welcome to apply.
Application
Email: [email protected]
Deadline: 09 September 2026
Apply/View Vacancy: https://equitygroupholdings.com/tz/careers
HOW TO APPLY
Interested and qualified candidates should submit:
- Application/cover letter
- Detailed CV/Resume
- Copies of relevant academic and professional certificates
- Relevant testimonials
Documents should be combined into one PDF file.
Applicants should clearly indicate the job title/reference number in the email subject line.
Application Email: [email protected]
Only shortlisted candidates will be contacted.
Equity Bank Tanzania is an equal-opportunity employer.
OFFICIAL CAREERS PAGE:
https://equitygroupholdings.com/tz/careers