ATCL SACCOS LTD JOB OPPORTUNITY
VACANCY ANNOUNCEMENT
FROM: ATCL SACCOS LTD TO: PUBLIC
REF: ATCL/SACC/2026/TANGAZO/01 DATE: 18TH JANUARY 2026
Background
ATCL SACCOS LTD is a registered Savings and Credit Co-operative Society whose main objective is to mobilize savings from members and in return provide credit facilities. ATCL SACCOS LTD is an employee-based SACCOS which was established in November 2021 as per the requirements of the Co-operative Societies Act No. 6 of 2013.
The objectives of ATCL SACCOS are to encourage saving amongst members by educating members on the advantages of developing a savings behavior, proper management of money through proper investment, and best practices aimed at improving the social and economic conditions of the members.
ATCL SACCOS LTD is seeking to recruit competent and qualified Tanzanian professionals to fill the following vacancies:
POSITION: LOAN OFFICER (1 POST)
- Purpose of the Job
The Loan Officer will be responsible for promoting, processing, monitoring, and recovering loans in accordance with ATCL SACCOS LTD policies, procedures, and regulatory requirements, with the aim of ensuring portfolio growth, quality, and sustainability.
- Key Competences and Skills
a) Strong analytical and credit appraisal skills
b) Good communication and customer service skills
c) High level of integrity, confidentiality, and accountability
d) Ability to work independently and meet targets
e) Basic computer skills (MS Word, Excel, loan management systems)
f) Problem-solving and decision-making skills
g) Teamwork and interpersonal skills
- Qualifications
a) Diploma or Bachelor’s Degree in Accounting, Finance, Economics, Business Administration, Cooperative Management, or related field
b) At least one (1) year working experience in credit/loan management will be an added advantage
c) Knowledge of SACCOS operations and cooperative principles is desirable
- Duties and Responsibilities
a) Receive, assess, and appraise loan applications from members
b) Conduct member verification and loan follow-ups
c) Prepare loan appraisal reports and recommendations
d) Monitor loan repayments and manage loan portfolio performance
e) Follow up on loan arrears and participate in recovery activities
f) Educate members on loan products and repayment obligations
g) Maintain accurate loan records and documentation
h) Prepare periodic loan performance reports
i) Perform any other duties as assigned by Management
Age Limit: Must be between 20 – 40 years
Terms of Employment: A candidate will be offered employment in accordance with ATCL SACCOS LTD employment policy.
Remuneration: An attractive remuneration package will be offered to the successful candidates.
Duty Station: Dar es Salaam.
POSITION: ASSISTANT ACCOUNTANT (1 POST)
Purpose of the Job
a) To initiate loan payments to ATCL SACCOS members and payments to suppliers
b) To manage cash and accounts receivables of ATCL SACCOS
c) To record and maintain the Non-Current Assets Register of ATCL SACCOS
All these to be performed as per ATCL SACCOS LTD Financial Regulations and in compliance with Generally Accepted Accounting Principles (GAAP).
Duties and Responsibilities
a) Review monthly bank reconciliation reports for revenue and expenditure accounts of ATCL SACCOS
b) Capture invoices, payment vouchers, and petty cash in the ATCL SACCOS accounting system and verify correctness of claims and payments
c) Prepare ATCL SACCOS monthly expenditure reports and supporting schedules
d) Update ATCL SACCOS Members Control Accounts with recoveries contributions from salaries (monthly payroll deductions) remitted to ATCL SACCOS
e) Dispatch statutory deductions to respective recipients by due dates
f) Ensure expenditures fall within approved budget limits
g) Effect payments through Electronic Funds Transfer (EFT)
h) Attend queries concerning payments and retirements
i) Verify printed payroll deduction periods and members’ recovery results
j) Perform any other duties assigned by the supervisor
Qualifications
a) Bachelor’s Degree in Accounting, Finance, or equivalent qualification from a recognized institution
b) At least one (1) year of experience in accounting or finance-related work
c) Strong attention to detail and accuracy in financial records
d) Integrity and efficiency in handling financial information
Key Competences and Skills
a) Ability to use different accounting packages/software
b) Good IT skills and proficiency in Microsoft Office Excel
c) Leadership and team building
d) Strategic focus and managing change
e) Managing performance and accountability
f) Problem solving and decision making
g) Integrity
h) Excellent communication and interpersonal skills
i) Ability to plan and execute tasks with minimal supervision
Age Limit: Must be between 20 – 40 years
Terms of Employment: A candidate will be offered employment in accordance with ATCL SACCOS LTD employment policy.
Remuneration: An attractive remuneration package will be offered to the successful candidates.
Duty Station: Dar es Salaam.
POSITION: ICT INTERN (1 POST)
- Purpose of the Job
The ICT Intern will support day-to-day ICT operations, systems maintenance, and user support while gaining practical experience in information and communication technology within a financial cooperative environment.
- Key Competences and Skills
a) Basic knowledge of computer hardware and software
b) Willingness to learn and adapt to new technologies
c) Good communication and interpersonal skills
d) Ability to work under supervision
e) Problem-solving mindset
f) High level of discipline and professionalism
- Qualifications
a) Diploma or Bachelor’s Degree in Information Technology, Computer Science, Information Systems, or related field
b) Recent graduate or student seeking industrial training/internship
c) Basic knowledge of networking, databases, and office applications will be an added advantage
- Duties and Responsibilities
a) Provide basic ICT support to staff (hardware and software)
b) Assist in system maintenance and troubleshooting
c) Support data entry, backups, and system updates
d) Assist in managing ICT equipment and inventory
e) Support implementation of ICT projects and initiatives
f) Maintain ICT documentation and records
g) Perform any other ICT-related duties as assigned
Age Limit: Must be between 20 – 30 years
Remuneration: An attractive remuneration package will be offered to the successful candidates.
Duty Station: Dar es Salaam.
Mode of Application
Interested and suitably qualified Tanzanians should apply within three (3) weeks after 18th January 2026. The application deadline will be 07th February 2026. Applications should include the following (both hard and soft copy):
a) A well-written application letter
b) A detailed and up-to-date Curriculum Vitae (CV)
c) One (1) current passport size photograph
d) Certified copies of all academic and professional credentials
Applications should be addressed to:
The Chairperson,
ATCL SACCOS LTD,
P.O. Box 543,
Dar es Salaam, Tanzania.
Email: [email protected]
Note: ATCL SACCOS LTD is an equal opportunity employer. Only short-listed applicants will be contacted. Canvassing shall lead to automatic disqualification.